Will Home Insurance Cover Poly B Re-mediation Costs?

Absolutely not, no insurance company will cover the cost of the remediation. Why?

Because insurance companies are not in the renovation business to upgrade peoples homes for free, they are in the business of mitigating risk.

What is Poly B (Polybutylene)? – Get more information about Poly B piping.

Poly B Insurance? Will Insurance Cover a Poly B Leak?

In most cases insurance companies will not cover any poly b leaks.  As of 2005 when the supreme court deemed polybutylene piping inadmissible for indemnity ( the act to put someone back to a position before an accident) rights, since then no insurance company is legally obligated to cover any poly b leaks or damages.  
This being said, insurance companies are in the business of making money. Lets say for example you own three houses and multiple business where you pay huge premiums a year, and you are at an age where you have decades left to keep paying those premiums, you are highly probable for the insurance company to cover your first damages caused by failing poly b piping. 



Can I Collect Money from any Poly B Lawsuit?

As of this moment every poly b lawsuit against poly b manufacturing companies or the government have been settled, with no money left in accounts that hasn’t been claimed. So the short answer would be no you will not be able to claim any money from a poly b lawsuit.

Will Filing a Poly B Lawsuit or Claim Cover the Costs of Poly B Replacement?

In Canada and Calgary AB, trying to get reimbursement through a poly b lawsuit or through insurance is no longer an option. This may be a new issue to you as a home owner but the reimbursements for a complete Poly B replacement system was only available if your system was replaced by 2005 or within 15 years of it being installed. The reimbursement for the complete system was only 25% of the system and 25% of any damages that had been caused. On top of this you had to meet several other requirements. As of now, getting reimbursement for a replacement system or for any damages caused is far from expected. The safest action that anyone can do is to have the system replaced before the pipes begin leaking as a preventative measure.

See our “Choosing a Poly B Contractor” page so you have all of the information and insight you need when looking for a Poly B Replacement company.

Poly B Lawsuit: Legal Information Retrieved From Siskinds Law Firm 2014

The Siskinds Law Firm  is working in an effort to get compensation for Calgary and Canada home-owners of which Poly B piping has been installed as a plumbing and/or heating system. The problem with the use of this piping system is that it leaks and causes damages to people homes. Visit our “Problems with Poly B Piping” page for information on why this pipe has been discontinued.

The Siskinds Law Firm in 2010 launched 3 lawsuits against companies naming Shell Oil, E.I. Dupont, and Hoescht Celanese Corporation. These are the companies that are responsible for implementing the defective plumbing and heating system.


You are a member of the settlement class if you are a past or present owner of a home or building in which a Poly B Plumbing System, a Poly B Yard Service Line, or a Poly B Hot Water Heating System with either plastic or metal fittings.

Under the terms of the Shell Settlement, they had to provide $20 million in compensation to members of the settlement class. A point system has been developed in which members are subject to maximum compensation limits. If you are just reading this now you might be out of luck as the poly b settlement has already been disbursed and now home owners may be required to cover the costs of their own Poly B Replacement.

“For a complete description of the points system and maximum dollar limits on claims, a copy of the Shell Settlement Agreement are posted at www.polypipes.ca or by calling the Claims Administrator at 1-866-348-0333.”

-Information Retrieved from: http://www.classaction.ca/actions/Products-Liability/Current-Actions/Polybutylene-Pipe-fr.aspx

See more information here: Signed Settlement Agreement (Shell)

If you are in need of assistance with a Poly B leak or re-mediation work, we recommend contacting Urban Piping Ltd. Urban Piping has an experienced Poly B Replacement division serving the public and taking care of cases where a claim or reimbursement is not an option. They service Calgary, Alberta and the surrounding area and deal with every Poly B piping issue commercial or residential.


  1. We purchased a home built in 1989 and now there seems to be all of a sudden issues about the Poly B plumbing which we knew nothing about. so far no leaks, but are being approached by many different firms to replace all our plumbing. This is something we can not afford to do at this time, have heard that some Insurance Companies will not cover, but we were not asked when we insured this home.

  2. Hi. Barbara T. I read your post on 3/2/2014. I was just wondering if you were able to find any assistance for your problem. I’am asking on behalf of a elderly friend who got a letter from her insurance co. telling her they were dropping her coverage do to poly-b piping.she’s on a fixed income and like many other’s just can’t afford a pipe replacement. Any info you met have would be greatly appreciated. THANK YOU & GOD BLESS BRUCE B.

  3. We’ve been on our home for 28-30 years. It was built in 1987 and have been dealing with pipes and fittings bursting left and right the post two years, causing substantial wall and floor damage. We didn’t know anything about the Poly B piping issues until they began two years ago. My husband is disabled and we’ve been ready struggling financially due to job loss because of his medical issues and have only applied three months ago (when he lost his job) for SSDI and are told that it can take up to two years until he receives any income. Is there ANYTHING we can do to get help???

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